Risk Management

One of the least promoted yet extremely valuable services to the client business is the risk management provided by HRAH in the areas of workers' compensation insurance and unemployment. HRAH aggressively manage claims in both areas. Why? Because a work comp or unemployment claim goes against HRAH's experience and could affect its ability to compete. This is one of the greatest benefits of the co-employer relationship. HRAH offers small and mid-sized business owners the Pay-as-You-Go Payment Program for Workers’ Compensation which helps lessen the financial and administrative burdens associated with workers’ compensation. HRAH’s Pay-as-You-Go Payment Program is a simple, effective and convenient service which helps to improve cash flow and eliminate the confusion associated with managing workers’ compensation premium payments. With Pay-as-You-Go, premium payments are based on actual, not estimated, payroll data and rates set by the insurance carrier. Premiums are paid on a monthly basis, eliminating the need for a large up-front deposit that can be a financial burden to small and mid-size businesses.