Employee Benefits Administration

Shopping for health insurance is a time-consuming and frustrating task. HRAH spends a great deal of resources in finding cost-effective, comprehensive medical and dental plans. The plans offered are typically PPO (Preferred Provider Organization), HMO (Health Maintenance Organization), POS (Point-of-Service) or a combination of the three. By pooling its employees in one group, HRAH is able to spread its medical claims over a larger premium base. This means much lower annual rate increases, compared to those suffered by businesses.

Health insurance is only one of many benefits HRAH offers. Most of these benefits are available as an option to your company. HRAH will ensure that the employee benefits important to your company are included in your quotes. Other supplemental benefits available include:

• Temporary Disability Insurance
• Dental Plans
• Vision Plan
• 401(k)
• Employee Assistance Programs